How does the Share & Earn programme work?

Share & Earn Ern’s referral programme allows you to earn a portion of the protocol’s fees by inviting others to use Ern. For every user you refer, you receive 10% of the yield they generate, paid directly by the protocol.

There is no cap on referrals or earnings.


How it works

  1. Generate your referral link Open the Ern app and select Share & Earn in the navigation. Your unique referral link will be generated automatically.

  2. Share your link Send your referral link to anyone. There are no restrictions on who you can refer.

  3. Earn 10% of their yield When a referred user deposits stablecoins and earns yield, you receive 10% of the yield they generate.

  4. Collect rewards weekly Referral rewards are distributed weekly and can be withdrawn at any time.


How rewards are calculated

  • Referral rewards are calculated as 10% of the yield generated by your referred users.

  • Rewards are paid from Ern’s protocol fees, not deducted from the referred user’s earnings.

  • Your referred users always keep 100% of their displayed yield.

Example:

  • A referred user generates $100 in yield

  • You receive $10

  • The referred user still receives the full $100


Earnings calculator

The Share & Earn page includes an earnings calculator to help estimate potential rewards based on:

  • Number of referred users

  • Average deposit size per referral

The calculator is illustrative only. Actual earnings depend on:

  • Market conditions

  • Yield rates on underlying protocols

  • Bitcoin price movements

  • User behaviour (deposits and withdrawals)


Key details

  • Referral rate: 10% of referred users’ yield

  • Paid by: Protocol fees

  • Distribution: Weekly

  • Withdrawals: Anytime

  • Caps: None


Important notes

  • Referral rewards are variable and not guaranteed.

  • Yield rates may change over time.

  • Referral rewards are subject to the same on-chain risks as the rest of the protocol.

  • Ern reserves the right to update or discontinue the referral programme if required for security, sustainability, or compliance reasons.

This programme does not constitute financial advice or a guarantee of returns.